🆓 Free Advanced Personal Growth Programs
- 1. 1.1 Recognizing the Moment You’re Overthinking 00:03:00
- 2. 1.2 The 5-Minute Reset Rule 00:03:00
- 3. 1.3 Simple Breathing Technique to Calm Racing Thoughts 00:03:00
- 4. 1.4 Writing Down the First Thought That Pops Up 00:03:00
- 5. 1.5 How to Stop Asking “What If?” Over and Over 00:03:00
- 6. 1.6 Creating a “Thought Parking Lot” List 00:03:00
- 7. 1.7 The Quickest Way to Break a Thought Loop 00:03:00
- 8. 1.8 Using Your Senses to Ground Yourself 00:03:00
- 9. 1.9 Turning Negative Thoughts Into Neutral Statements 00:03:00
- 10. 1.10 The Two-Question Filter: “Is This True? Is This Helpful?” 00:03:00
- 11. 1.11 How to Interrupt Worry With Action 00:03:00
- 12. 1.12 A 60-Second Visualization for Mental Clarity 00:03:00
- 13. 1.13 The 5-4-3-2-1 Grounding Trick 00:03:00
- 14. 1.14 Recognizing Thought Spirals Before They Explode 00:03:00
- 15. 1.15 Switching from “Problem” Mode to “Solution” Mode 00:03:00
- 16. 1.16 How Movement Stops Mental Loops in Seconds 00:03:00
- 17. 1.17 A Quick Affirmation for Letting Go of Control 00:03:00
- 18. 1.18 How to Distract Your Brain Without Escaping 00:03:00
- 19. 1.19 Turning Overthinking Into a To-Do List 00:03:00
- 20. 1.20 Asking “What’s the Worst That Could Happen?” 00:03:00
- 1. 2.1 Understanding What Confidence Really Means 00:03:00
- 2. 2.2 Quick Morning Routine for a Confident Start 00:03:00
- 3. 2.3 The Power of Standing Tall: Posture Reset 00:03:00
- 4. 2.4 Breathing to Calm Nerves Before You Step Out 00:03:00
- 5. 2.5 Dressing in a Way That Boosts Self-Belief 00:03:00
- 6. 2.6 Using Positive Self-Talk to Start the Day Strong 00:03:00
- 7. 2.7 How to Fake Confidence Until It Becomes Real 00:03:00
- 8. 2.8 A 60-Second Smile Trick to Change Your Mood 00:03:00
- 9. 2.9 Visualizing a Successful Day Before It Starts 00:03:00
- 10. 2.10 Creating a Playlist That Boosts Confidence 00:03:00
- 11. 2.11 Speaking Clearly: One Tip That Changes Everything 00:03:00
- 12. 2.12 Making Eye Contact Without Fear 00:03:00
- 13. 2.13 Practicing Handshakes and Greetings With Confidence 00:03:00
- 14. 2.14 Using Small Wins to Build Big Confidence 00:03:00
- 15. 2.15 Reframing Nervousness as Excitement 00:03:00
- 16. 2.16 How to Recover Quickly From Mistakes 00:03:00
- 17. 2.17 The “I Belong Here” Mindset for Any Room 00:03:00
- 18. 2.18 Choosing Confident Body Language in Conversations 00:03:00
- 19. 2.19 One-Minute Power Pose Practice 00:03:00
- 20. 2.20 Turning Self-Doubt Into Self-Encouragement 00:03:00
- 1. 3.1 Understanding How Stress Builds Up 00:03:00
- 2. 3.2 The 5-Minute Pause Before Reacting 00:03:00
- 3. 3.3 Breathing Techniques to Release Tension 00:03:00
- 4. 3.4 Recognizing Your Stress Triggers 00:03:00
- 5. 3.5 How to Catch Yourself Before You Snap 00:03:00
- 6. 3.6 Using a Stress Journal to Spot Patterns 00:03:00
- 7. 3.7 The Quick “Name It to Tame It” Trick 00:03:00
- 8. 3.8 Turning Stress Into Focused Energy 00:03:00
- 9. 3.9 Using Movement to Shake Off Frustration 00:03:00
- 10. 3.10 Releasing Tension With Progressive Relaxation 00:03:00
- 11. 3.11 The “Count to Ten” Reset That Actually Works 00:03:00
- 12. 3.12 Creating Space Between You and the Stressor 00:03:00
- 13. 3.13 How to Stay Calm During Heated Conversations 00:03:00
- 14. 3.14 Redirecting Stress Into Physical Activity 00:03:00
- 15. 3.15 Using Humor to Defuse a Stressful Moment 00:03:00
- 16. 3.16 Practicing Mindful Listening Instead of Snapping 00:03:00
- 17. 3.17 A 5-Minute Visualization to Lower Stress 00:03:00
- 18. 3.18 Learning to Say “Not Now” Without Guilt 00:04:00
- 19. 3.19 Releasing Anger in Safe, Healthy Ways 00:03:00
- 20. 3.20 Shifting From Reaction to Response 00:03:00
- 1. 4.1 Why Sleep Matters More Than You Think 00:03:00
- 2. 4.2 Creating a Simple Bedtime Ritual 00:03:00
- 3. 4.3 How to Dim Lights to Trigger Sleep Mode 00:03:00
- 4. 4.4 The Power of Shutting Off Screens Early 00:03:00
- 5. 4.5 Relaxing With a 5-Minute Breathing Routine 00:03:00
- 6. 4.6 Setting a Consistent Sleep and Wake Time 00:03:00
- 7. 4.7 Creating a “Wind-Down Hour” Before Bed 00:03:00
- 8. 4.8 Using Music or White Noise to Fall Asleep Faster 00:03:00
- 9. 4.9 The Best Evening Snacks for Sleep 00:03:00
- 10. 4.10 Avoiding Foods That Keep You Awake 00:03:00
- 11. 4.11 Journaling Out Worries Before Bedtime 00:03:00
- 12. 4.12 The 4-7-8 Breathing Trick for Sleep 00:03:00
- 13. 4.13 Stretching to Relax Your Muscles Before Bed 00:03:00
- 14. 4.14 How to Reset Your Room Temperature for Rest 00:03:00
- 15. 4.15 Using Scent: Lavender and Other Sleep Helpers 00:03:00
- 16. 4.16 Creating a No-Stress Bedroom Environment 00:03:00
- 17. 4.17 How to Stop Overthinking at Night 00:03:00
- 18. 4.18 Using Visualization to Drift Off 00:03:00
- 19. 4.19 Practicing Gratitude Before Sleep 00:03:00
- 20. 4.20 Building a 3-Step “Sleep Checklist” 00:03:00
- 1. 5.1 Understanding Why Big Events Trigger Anxiety 00:03:00
- 2. 5.2 Recognizing Physical Signs of Anxiety Early 00:03:00
- 3. 5.3 Quick Breathing Reset for Calming Nerves 00:03:00
- 4. 5.4 The “Name Your Fear” Technique 00:03:00
- 5. 5.5 Visualizing Success Before the Event 00:03:00
- 6. 5.6 How to Reframe Anxiety as Excitement 00:03:00
- 7. 5.7 Using Power Poses to Boost Confidence 00:03:00
- 8. 5.8 The One-Minute Gratitude Reset 00:03:00
- 9. 5.9 Creating a Pre-Event Ritual 00:03:00
- 10. 5.10 Preparing Your Outfit and Tools the Night Before 00:03:00
- 11. 5.11 Writing Down Your Worries to Let Them Go 00:03:00
- 12. 5.12 The 4-7-8 Breathing Exercise for Calm 00:03:00
- 13. 5.13 Listening to Music That Calms Anxiety 00:03:00
- 14. 5.14 Using Aromatherapy for Fast Relaxation 00:03:00
- 15. 5.15 Practicing Short Mindfulness Exercises 00:03:00
- 16. 5.16 How to Calm Racing Thoughts With Journaling 00:03:00
- 17. 5.17 Practicing Mock Questions or Scenarios 00:03:00
- 18. 5.18 Using Affirmations to Replace Self-Doubt 00:03:00
- 19. 5.19 Staying Grounded With the 5-Senses Trick 00:03:00
- 20. 5.20 Preparing a Small Comfort Item to Bring Along 00:03:00
- 1. 6.1 Why Mornings Shape Your Whole Day 00:00:00
- 2. 6.2 Setting a Consistent Wake-Up Time 00:00:00
- 3. 6.3 Drinking Water First Thing After Waking 00:00:00
- 4. 6.4 Stretching Your Body to Wake Up Naturally 00:00:00
- 5. 6.5 The Power of Morning Sunlight 00:00:00
- 6. 6.6 Making Your Bed as a First Win 00:00:00
- 7. 6.7 Practicing Gratitude Before Getting Up 00:00:00
- 8. 6.8 A 2-Minute Breathing Routine for Energy 00:00:00
- 9. 6.9 Eating a Light, Healthy Breakfast 00:00:00
- 10. 6.10 Avoiding Sugar Spikes in the Morning 00:00:00
- 11. 6.11 Using Music to Boost Morning Energy 00:00:00
- 12. 6.12 Journaling One Positive Intention 00:00:00
- 13. 6.13 Creating a Quick 5-Minute Workout 00:00:00
- 14. 6.14 Preparing Your Clothes the Night Before 00:00:00
- 15. 6.15 Planning Your Top 3 Priorities for the Day 00:00:00
- 16. 6.16 Avoiding Your Phone for the First 30 Minutes 00:00:00
- 17. 6.17 Practicing a Positive Affirmation Ritual 00:00:00
- 18. 6.18 Drinking Tea or Coffee Mindfully 00:00:00
- 19. 6.19 A Short Visualization of a Successful Day 00:00:00
- 20. 6.20 Resetting Mood With Morning Showers 00:00:00
- 1. 7.1 Recognizing Negative Energy in Others 00:00:00
- 2. 7.2 Understanding Why People Act Negatively 00:00:00
- 3. 7.3 Building Emotional Armor Against Negativity 00:00:00
- 4. 7.4 The Power of Staying Calm When Provoked 00:00:00
- 5. 7.5 How to Avoid Taking Negativity Personally 00:00:00
- 6. 7.6 Using Boundaries to Protect Your Peace 00:00:00
- 7. 7.7 Choosing When to Walk Away 00:00:00
- 8. 7.8 How to Stay Polite Without Getting Pulled In 00:00:00
- 9. 7.9 The “Gray Rock” Method for Draining Drama 00:00:00
- 10. 7.10 Recognizing Manipulation Tactics 00:00:00
- 11. 7.11 How to Respond With Neutral Statements 00:00:00
- 12. 7.12 Practicing Assertiveness Without Aggression 00:00:00
- 13. 7.13 Avoiding Arguments You Can’t Win 00:00:00
- 14. 7.14 How to Handle Constant Complainers 00:00:00
- 15. 7.15 Managing Negative People at Work or School 00:00:00
- 16. 7.16 How to Avoid Being Dragged Into Gossip 00:00:00
- 17. 7.17 Using Humor to Defuse Tension 00:00:00
- 18. 7.18 How to Redirect Negative Conversations 00:00:00
- 19. 7.19 Recognizing When Negativity Is About Them, Not You 00:00:00
- 20. 7.20 The “Pause Before Reply” Technique 00:00:00
- 1. 8.1 Understanding Why Motivation Feels Hard 00:00:00
- 2. 8.2 The Power of Starting Small 00:00:00
- 3. 8.3 The Two-Minute Rule to Beat Procrastination 00:00:00
- 4. 8.4 How to Use Rewards to Push Yourself 00:00:00
- 5. 8.5 Creating a “Why” List to Inspire Action 00:00:00
- 6. 8.6 Breaking Big Goals Into Tiny Steps 00:00:00
- 7. 8.7 Using Music to Spark Energy 00:00:00
- 8. 8.8 Writing Down One Thing You’ll Accomplish Today 00:00:00
- 9. 8.9 Visualization: Seeing Yourself Succeed 00:00:00
- 10. 8.10 The Power of Accountability Partners 00:00:00
- 11. 8.11 How to Remove Distractions Quickly 00:00:00
- 12. 8.12 Using Positive Self-Talk to Get Started 00:00:00
- 13. 8.13 Practicing “Done is Better Than Perfect” 00:00:00
- 14. 8.14 Building Momentum With Small Wins 00:00:00
- 15. 8.15 Learning to Push Through Resistance 00:00:00
- 16. 8.16 Creating a Morning Motivation Ritual 00:00:00
- 17. 8.17 Practicing Gratitude to Shift Your Mood 00:00:00
- 18. 8.18 Using a Timer to Create Urgency 00:00:00
- 19. 8.19 The 5-Second Rule for Taking Action Now 00:00:00
- 20. 8.20 Practicing Self-Compassion When You Stall 00:00:00
- 1. 9.1 Understanding Why Focus Feels Hard Today 00:00:00
- 2. 9.2 The Power of Single-Tasking Over Multitasking 00:00:00
- 3. 9.3 Creating a Workspace That Supports Focus 00:00:00
- 4. 9.4 Removing Digital Distractions Quickly 00:00:00
- 5. 9.5 How to Use the Pomodoro Technique 00:00:00
- 6. 9.6 Setting Clear Daily Priorities 00:00:00
- 7. 9.7 Using Time Blocking to Stay on Track 00:00:00
- 8. 9.8 Turning Off Notifications That Break Concentration 00:00:00
- 9. 9.9 Creating a “Do Not Disturb” Zone 00:00:00
- 10. 9.10 Practicing Short Bursts of Deep Work 00:00:00
- 11. 9.11 How to Recognize and Reset Mental Drift 00:00:00
- 12. 9.12 Using Background Music for Concentration 00:00:00
- 13. 9.13 The Role of Breaks in Sustaining Focus 00:00:00
- 14. 9.14 How to Deal With Interruptions Gracefully 00:00:00
- 15. 9.15 Training Your Brain to Stay Present 00:00:00
- 16. 9.16 Practicing Mindfulness for Better Focus 00:00:00
- 17. 9.17 Journaling Out Distractions Before Starting Work 00:00:00
- 18. 9.18 Building Focus by Tackling the Hardest Task First 00:00:00
- 19. 9.19 How to Start Small When You Can’t Focus 00:00:00
- 20. 9.20 Replacing “Busy Work” With True Priorities 00:00:00
- 1. 10.1 Understanding Your Relationship With Money 00:00:00
- 2. 10.2 How to Track Spending Without Overwhelm 00:00:00
- 3. 10.3 The Power of Writing Down Daily Expenses 00:00:00
- 4. 10.4 Separating Needs From Wants 00:00:00
- 5. 10.5 Creating a Simple Weekly Budget 00:00:00
- 6. 10.6 How to Use the Envelope System for Clarity 00:00:00
- 7. 10.7 Breaking Big Bills Into Manageable Pieces 00:00:00
- 8. 10.8 Setting Small, Achievable Savings Goals 00:00:00
- 9. 10.9 How to Create an Emergency Fund Step by Step 00:00:00
- 10. 10.10 Practicing Gratitude While Managing Money 00:00:00
- 11. 10.11 How to Avoid Impulse Spending 00:00:00
- 12. 10.12 Recognizing Emotional Triggers for Purchases 00:00:00
- 13. 10.13 Using a 24-Hour Rule Before Buying 00:00:00
- 14. 10.14 Tracking Subscriptions That Drain Money 00:00:00
- 15. 10.15 Finding Joy in Low-Cost Alternatives 00:00:00
- 16. 10.16 Building Confidence by Paying Bills on Time 00:00:00
- 17. 10.17 How to Handle Late Payments Without Panic 00:00:00
- 18. 10.18 Understanding Credit Scores Simply 00:00:00
- 19. 10.19 Using Cash Instead of Cards to Stay Aware 00:00:00
- 20. 10.20 Practicing “Needs First” Money Planning 00:00:00
Course overview
Lesson Overview
10.7 Breaking Big Bills Into Manageable Pieces: Large bills can feel intimidating, but breaking them into smaller payments makes them more approachable. Whether it’s dividing payments into weekly portions or negotiating payment plans, smaller steps create relief. This strategy reduces overwhelm and makes budgeting less stressful. It also helps you maintain consistency, avoiding missed deadlines. Over time, breaking big bills down builds financial control and teaches you that even large obligations can be managed with steady progress.
About this course
Explore a wide range of free starter lessons designed to help you build confidence, reduce stress, improve focus, boost motivation, and strengthen your money management skills. These introductory sessions give you a powerful foundation for personal growth
This course includes:
- Free Starter Lessons in each topic to begin your journey right away.
- Hundreds of Advanced Lessons in every program area, ready when you upgrade.
- Step-by-Step Pathways that guide you from quick wins to long-term mastery.
- Practical Tools & Exercises you can apply instantly in real life.
- Guided Practices for confidence, focus, stress relief, motivation, and financial wellness.
- Personal Growth Libraries covering thousands of lessons across multiple life skills.
- Flexible Access so you can learn anytime, anywhere, at your own pace.
- Ongoing Updates with new lessons and programs added regularly.